miss a lot on screens!) and b), it was a core recommendation of an in-depth user study by Penn researchers, described here.

Monthly premium

$18/mo

One enrollee

Premium before tax credit $181/mo

DeductibleThe amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay. For example, if your deductible is $1,000, your plan won't pay anything until you’ve met your $1,000 deductible for covered health care services subject to the deductible. The deductible may not apply to all services.

$6,350/yr

Per individual

Out-of-pocket MaximumYour expenses for medical care that aren't reimbursed by insurance. Out-of-pocket costs include deductibles, coinsurance, and copayments for covered services plus all costs for services that aren't covered.

$6,350/yr

Per individual

Healthcare.gov could do more to steer CSR-eligible buyers toward silver plans. The listing of available plans could default to silver, or at least make the sort-by-metal-level feature more prominent, or simply emphasize that the user qualifies for CSR and can only access that aid by buying silver, or warn CSR-eligible buyers more emphatically that they're forfeiting benefits if they begin to buy a not-silver plan. By and large, though, most people seem to have got the message.